TY  - BOOK
AU  - Gitman, Lawrence J.
AU  - Joehnk, Michael D 
AU  - Billingsley, Randall S
TI  - Personal financial planning / Gitman, Lawrence J.; Joehnk, Michael D. & Billingsley, Randall S
SN  - 9788131529447
U1  - 658.15 
PY  - 2015///
PB  - Cengage
KW  - financial planning
ER  -